Our insurance division, Erinaceous Insurance Services offers innovative solutions to cover the diverse needs in risk management of residential and commercial property. We also offer a select range of niche general commercial insurance products designed to meet the requirements of a wide range of customers.
In the residential property market, we provide various types of schemes and bespoke broking solutions for all types of properties. Our products deal with all type of risks that property owners, landlords and tenants face.
In the residential market, some of the products we offer are:
- Referencing and rent guarantee solutions - Referencing provides landlords with the relevant information to make an informed decision on a prospective tenant's suitability and rent guarantee products are designed to take the risk out of rentals such as non-payment of rent and legal expenses that may be incurred to obtain vacant possession.
- Landlords buildings and contents insurance - designed to remove risk from buy to let rentals.
- Tenants Contents insurance - designed to protect contents for tenants and also the deposit tenants pay.
- Residential Buildings and Contents - designed to assist owner - occupiers to remove the risks of property ownership.
- Private sector residential insurance for blocks of flats - covering all the building risks, lifts and engineering, and directors and officers liability.
- Social Housing - All aspects of social housing insurance, risk management and consultancy to housing associations.
In the commercial property market, we have specialist expertise to insure a wide range of commercial properties such as retail, industrial, leisure or offices.
In the general commercial insurance sector, we offer a wide range of risk management solutions such as professional indemnity, schemes for the media industry, fleet insurance, funeral directors, sports professionals etc.
Erinaceous Insurance Services Limited is authorised and regulated by the Financial Services Authority. Registered Office: Phoenix House, 11 Wellesley Road, Croydon CR0 2NW, England. Erinaceous Insurance Services Limited is part of the Erinaceous Group plc